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- Time of issue:2019-09-12 00:00:00
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近年来国家大力提倡扶持中小企业,发展实体经济,为小贷担保等类金融机构提供了巨大的发展空间。
《国务院关于促进融资担保行业极快发展的意见》明确指出融资担保是破解中小微企业和“三农”融资难融资贵问题的重要手段和环节。
国家《关于规范整顿“现金贷”业务的通知》规定:“ 银行业金融机构与第三方机构合作开展贷款业务的,不得将授信审查、风险控制等核心业务外包。” 助贷”业务应当回归本源,银行业金融机构不得接受无担保资贡的第三方机构提供增信服务以及兜底承诺等变相增信服务,应要求井保证第三方合作机构不得向借款人收取息费。”
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